Any computer user on any platform with any experience is probably just a little wary of major software upgrades. We’ve all had bad experiences that took hours (or worse) to recover from. If you’re lucky enough to have a test machine, your solution is obvious. If you don’t, here’s a safe way to do a “test upgrade” with a minimum risk to your production environment.

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For many people, October marks the anniversary of their .Mac account…and an annual decision on whether to renew Apple’s $99 online service.

The latest updates that include the new Web Gallery, web site hosting options, an increase of 10 GB of online storage and more make .Mac even more valuable. Still, there’s no need to spend the $99 to renew your account.

Simply buy a boxed copy of “Apple .Mac 5.0″ from Amazon for $78.99, select free shipping and, upon receipt, enter the Activation Key from the box in the renewal section of your .Mac account information online. Your update will go through on the expiration date and you will have saved $19.95 offer the list, automatic renewal price. Yeah, it requires you to pay attention and get it done before your renewal date, but that’s $20…a 20% savings.